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Buy your next home with Homayun and get a free all-inclusive Cuba vacation for two. Drop your number and he'll reach out personally.

No spam. No obligation. Just a conversation.

Hey! 👋 Have questions? Chat with Homayun

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Now Accepting Clients | Licensed Since 2003

Your Next Move
Starts Here

Over 20 years of trusted experience helping families buy & sell homes in Durham Region & the GTA.

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HomeLife/Vision Realty Inc.
Investment Properties Residential Luxury Estate Planning Pre-Construction Land Acquisition Asset Management Commercial Sales Investment Properties Residential Luxury Estate Planning Pre-Construction Land Acquisition Asset Management Commercial Sales

About Me

Homayun Afzalzada
B.Sc., Civil Eng.  |  Sales Representative

HomeLife/Vision Realty Inc., Brokerage

Over 20 years of trusted experience helping families buy & sell homes in Durham Region & the GTA.

My Promise to You

  • check_circle Professional photography & MLS exposure
  • check_circle Strong negotiation to get you top dollar
  • check_circle Full-service representation from start to closing
  • check_circle Strategic pricing & market analysis
  • check_circle Honest advice & available 7 days a week

Dedicated. Experienced. Results-Driven.

translate Fluent in English, Dari & Farsi

23+

Years

500+

Families Helped

24/7

Available

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Services

How I Work for You

home

Buyers Welcome

  • check_circle First-time buyers welcome
  • check_circle Referrals to trusted mortgage brokers at no cost
  • check_circle Step-by-step guidance through the process
  • check_circle Strong negotiation on your behalf
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sell

Sell Smart, Pay Less

Full service listing with maximum exposure.

  • check_circle Professional photography & MLS exposure
  • check_circle Strategic pricing & market analysis
  • check_circle Strong negotiation to get you top dollar
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Commercial & Leasing

  • check_circle Commercial sales
  • check_circle Leasing
  • check_circle Investment properties
  • check_circle Residential & pre-construction
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Exclusive Buyer Incentive

Buy Your Dream Home.

Get a Free Cuba
Vacation for Two.

Buy with me → 7 nights, 4+ star all-inclusive Cuba resort. Flights, meals & drinks included.

✈️

Round-Trip Flights

Direct from Toronto Pearson

🏨

4+ Star Resort

7 nights oceanfront

🍽️

All Meals Included

All-you-can-eat, 24/7

🍹

Unlimited Drinks

Premium bar & cocktails

Limited Time Offer — Act Fast

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Days

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Hours

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Only a Few Spots Left This Season

*Offer applies to completed purchases made exclusively through Homayun Afzalzada. Subject to closing conditions. Details provided during consultation.

Sound Familiar?

This Is for You If…

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You're a first-time buyer and the process feels overwhelming

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You want to sell your home for the highest possible price

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You're looking to lease a property — residential or commercial

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You're an investor looking for your next high-return property

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You're tired of agents who disappear after the showing

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You want a free Cuba vacation just for buying your home

Yes, This Is Me — Let's Talk →

How It Works

Your Journey With Homayun

Transparent. Stress-free. From start to finish.

1

Free Consultation

We meet, assess your goals, and build a custom strategy — no obligation.

2

Market Analysis

Full property evaluation with market data and comparables.

3

Launch & Execute

Pro photos, MLS listing, targeted marketing — we handle everything.

celebration

Sold & Saved

Close the deal, keep more equity, celebrate your next chapter.

The Advantage

Why Clients Choose Homayun

Two decades of closing deals across the GTA. Here's what that experience means for you.

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Licensed Since 2003

Over 20 years of active market experience across residential, commercial, and investment properties. No learning curve — just results.

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Full-Service Representation

From market analysis to closing day, I handle every detail. Negotiations, paperwork, timelines, coordination — nothing falls through the cracks.

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GTA-Wide Coverage

Toronto, Durham, Peel, York, Halton — I know every neighbourhood, every market trend, and every opportunity worth pursuing.

The Difference

Why Homayun Over the Rest

Typical Agent

Homayun

Experience
Varies
23+ Years
Availability
Business hours
24/7
Buyer Incentive
close
Free Cuba Vacation
Mortgage Guidance
"Find your own"
Trusted referrals at no cost
Negotiation
Standard
Engineering-trained precision
Languages
English only
English, Dari & Farsi
Post-Sale Support
Transaction ends
Lifetime relationship

Mortgages

Mortgage Guidance
You Can Trust.

Over 20 years in this market means established relationships with brokers and lenders who deliver. My clients receive priority service, competitive rates, and pre-approval timelines that don't hold up their purchase.

I coordinate directly between you, your broker, and your lawyer — keeping everyone aligned from pre-qualification through to closing. Use the calculators below to run your own numbers.

Get a Free Mortgage Referral

Client Reviews

Trusted by Families Across the GTA

Real words from real clients. Here's what they have to say.

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"Homayun spotted issues other agents missed entirely. His experience saved us from a major mistake. Highly recommended!"

Sarah & David M.

First-time Buyers, Mississauga

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"Sold in 4 days above asking. Homayun goes above and beyond every single time. A professional who cares about results."

The Chen Family

Home Sellers, Markham

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"Professional, ethical, thorough. Homayun helped us acquire a commercial plaza with zero stress."

Michael R.

Commercial Investor, Scarborough

Trusted & Accredited

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apartment OREA Member
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HomeLife HomeLife/Vision

Let's Talk

Get Your Free Market Evaluation.

No obligation. No pressure. Just an honest assessment of your property's value.

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Proudly Serving

Durham & Greater
Toronto Area.

Wherever you're buying, selling, or investing in the GTA — I know the neighbourhood, the market, and the opportunity.

Durham Region

Oshawa Whitby Ajax Pickering Clarington Brock

Greater Toronto Area

Toronto North York Scarborough Markham Richmond Hill Vaughan Mississauga Brampton Oakville Etobicoke
public & All GTA Communities

Common Questions

Frequently Asked Questions

100% real, no catch. When you complete a purchase with Homayun as your agent, you receive an all-inclusive Cuba vacation for two — flights, resort, meals, and drinks included. It's his way of saying thank you for your trust.

Not at all. Homayun works with trusted mortgage brokers and can connect you with one at no cost. Whether you're pre-approved or just starting to explore, reach out — he'll guide you through every step.

The entire Greater Toronto Area — Toronto, Durham Region (Ajax, Pickering, Whitby, Oshawa, Clarington), Markham, Scarborough, Mississauga, Brampton, Vaughan, Richmond Hill, Oakville, and beyond. If it's in the GTA, Homayun knows it.

Absolutely. A large portion of Homayun's clients are first-time buyers. He walks you through the entire process — from understanding your budget and getting pre-approved to making offers and closing. No question is too basic.

Immediately. Homayun is available 24/7. Call, text, WhatsApp, or fill out the contact form and he'll typically respond within the hour. Your free consultation can happen the same day.

Yes. Homayun handles residential, commercial, pre-construction, leasing, and investment properties. His engineering background and 23+ years of experience make him especially effective with complex transactions.

Get Started

Let's Work Together

Available 24/7 — call, text, or fill out the form below

15+ consultations booked this month — spots still available
Homayun Afzalzada

Homayun Afzalzada

Sales Representative

Licensed Since 2003

Your information is secure and will never be shared.

Mortgage Calculator

Calculate your estimated monthly mortgage payments based on purchase price, down payment, interest rate and amortization period.

Your Payment
$3,635
per month
Mortgage Amount
$640,000
CMHC Insurance
$0
Total Interest
$450,460
Total Cost
$1,090,460

Results are estimates only. Contact Homayun for a personalized quote.

Land Transfer Tax Calculator

Calculate Ontario and Toronto municipal land transfer taxes, including first-time buyer rebates.

Ontario LTT Brackets

  • 0.5% on first $55,000
  • 1.0% on $55,001 – $250,000
  • 1.5% on $250,001 – $400,000
  • 2.0% on $400,001 – $2,000,000
  • 2.5% on amounts over $2,000,000
Total Land Transfer Tax
$22,950
Ontario LTT
$12,475
Toronto Municipal LTT
$10,475

Results are estimates only. Contact Homayun for a personalized consultation.

CMHC Insurance Calculator

Calculate your CMHC mortgage default insurance premium. Required for down payments under 20%.

CMHC Premium Rates

  • 5% – 9.99% down → 4.00% premium
  • 10% – 14.99% down → 3.10% premium
  • 15% – 19.99% down → 2.80% premium
  • 20%+ down → No insurance required
CMHC Insurance Premium
$22,320
Premium Rate
3.10%
Mortgage Amount (incl. premium)
$742,320
Total Cost of Home
$822,320

Results are estimates only. Contact Homayun for a personalized consultation.

Affordability Calculator

Estimate how much home you can afford based on your income, debts, and down payment.

Car loans, credit cards, student loans, etc.

How It Works

  • GDS Ratio ≤ 32% — Housing costs vs. gross income
  • TDS Ratio ≤ 40% — All debts vs. gross income
  • Property tax estimated at 1% of home value
  • Heating estimated at $150/month
You Can Afford Up To
$685,000
Max Mortgage
$585,000
Monthly Payment
$3,370
GDS Ratio
32.0%
TDS Ratio
37.0%

Results are estimates only. Contact Homayun for a personalized assessment.